Insurance

Business Insurance

Coverage options organized around how your business actually operates, from everyday liability exposures to property, vehicles and specialized risks.

Coverage organized around how you operate.

Coverage Approach

Coverage organized around how you operate.

Your business has people, property, vehicles, contracts and customers. We organize the coverage conversation around each of those, not a generic package.

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Select a coverage area

See how each coverage type addresses the risks your business actually faces.

General Liability Insurance

Help protect your business against covered third-party bodily injury, property damage and certain personal or advertising injury claims.

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Business Owners Policy (BOP)

Combine core liability and property protections in one policy format that can work well for many eligible small and mid-sized businesses.

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Commercial Property Insurance

Help protect buildings, equipment, inventory, furniture and other business property against covered causes of loss.

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Commercial Auto Insurance

Coverage designed for vehicles used for business purposes, including company cars, vans, pickups and certain commercial trucks.

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Workers' Compensation Insurance

Coverage for eligible work-related employee injuries or illnesses, subject to applicable state requirements and policy terms.

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Professional Liability / E&O Insurance

Protection designed for claims alleging professional mistakes, negligence or failures in the services or advice you provide.

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Cyber Liability Insurance

Coverage options for certain cyber incidents such as data breaches, ransomware events, privacy liability and related response costs.

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Commercial Umbrella Insurance

Additional liability limits that may sit above certain underlying business liability policies, subject to policy terms.

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Inland Marine / Tools & Equipment Coverage

Coverage designed for certain tools, equipment and property that moves between locations or is used away from your primary premises.

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Process

A clear path from risk review to next step

01

Tell us about the business

Share operations, locations, employees, vehicles, property, contracts and current insurance.

02

Review coverage options

Identify common coverage areas and questions that may affect the quote conversation.

03

Select a practical path

Move toward the coverage direction that fits the business need and insurer requirements.

04

Support after your policy is placed

Contact Valoridge for policy changes, certificates, renewal questions and claims guidance whenever you need help.

Next Step

Build protection around your business.

Tell us what your business does, where it operates and what you need to protect.

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