Professional duties
Services provided to patients or clients can create professional liability exposure. Coverage should be reviewed in relation to the services performed, credentials, limits and applicable policy terms.
Industry Detail
Healthcare & Wellness Businesses Insurance Built Around the Work
Healthcare and wellness businesses can face professional liability, privacy, property, employee and client-facing risks that vary by occupation and location.
Business Environment
Start with how the work happens.
The details of your day-to-day work — your sites, vehicles, equipment and service context — are exactly what shape the right coverage conversation.
Risk Snapshot
Common exposures to review
Common risks vary by business, location and policy. The examples below can help identify exposures worth discussing when reviewing your coverage.
Privacy and records
Healthcare and wellness businesses may store sensitive personal or health information. Cyber and privacy coverage can help address certain data breaches, privacy claims and response expenses.
Client-facing premises
Clients visiting your office, clinic or studio can create premises-liability exposure. General liability coverage may help with eligible third-party injury or property-damage claims.
Workers and equipment
Employees, specialized equipment and business property can create workers’ compensation and property-insurance needs depending on your operations, location and applicable requirements.
Explore
Coverage commonly considered
These coverage areas often come up in the industry review conversation.
General Liability Insurance
Help protect your business against covered third-party bodily injury, property damage and certain personal or advertising injury claims.
Explore pageBusiness Owners Policy (BOP)
Combine core liability and property protections in one policy format that can work well for many eligible small and mid-sized businesses.
Explore page
Commercial Property Insurance
Help protect buildings, equipment, inventory, furniture and other business property against covered causes of loss.
Explore page
Commercial Auto Insurance
Coverage designed for vehicles used for business purposes, including company cars, vans, pickups and certain commercial trucks.
Explore pageWorkers' Compensation Insurance
Coverage for eligible work-related employee injuries or illnesses, subject to applicable state requirements and policy terms.
Explore pageProcess
A clear path from risk review to next step
Tell us about the business
Share operations, locations, employees, vehicles, property, contracts and current insurance.
Review coverage options
Identify common coverage areas and questions that may affect the quote conversation.
Select a practical path
Move toward the coverage direction that fits the business need and insurer requirements.
Support after your policy is placed
Contact Valoridge for policy changes, certificates, renewal questions and claims guidance whenever you need help.
Next Step
Build protection around your business.
Tell us what your business does, where it operates and what you need to protect.